“Anyone who listens to my teaching and follows it is wise, like a person who builds a house on solid rock. Though the rain comes in torrents and the floodwaters rise and the winds beat against that house, it won’t collapse because it is built on bedrock. But anyone who hears my teaching and doesn’t obey it is foolish, like a person who builds a house on sand. When the rains and floods come and the winds beat against that house, it will collapse with a mighty crash.” Jesus, Matthew 7:24-27 NLT

Life is tough, but it’s tougher if you’re a fool. (Note 1)

1. Although often attributed to John Wayne, it is unlikely he said this. It is nonetheless true.